Net interest income rose 21% over last year to Rs 12,605 crore from Rs 10,431 crore. The net interest margin rose at 4%. The gross non-performing asset (NPA) ratio was at 3. 60%, down 136 basis points over the same period last year. The net NPA ratio declined to 0. 76% from 1. 14%. Additions to gross NPAs stood at Rs 4,204 crore while recoveries, upgrades and the sale of bad loans rose to Rs 4,693 crore.from Stocks-Markets-Economic Times
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